Your valuable contents are generally covered up to your contents sum insured, however some types of contents have fixed or flexible limits.
For example, the maximum we can provide cover up to for bicycles or portable musical instruments is $1,000 per item for Basic Cover or $2,000 per item for Comprehensive Cover.
Jewellery, watches, collectables, and media (like CDs and DVDs) are covered up to $1,000 per item or collection, but you can increase these limits by letting us know and having the items individually listed with their value on your Certificate of Insurance. You don't pay extra to have these items individually listed.
If you have jewellery that you want to insure for more than $20,000, make sure to keep it in a locked safe while at home if you aren't wearing it to stay covered. You can also add our portable valuables cover option to cover certain contents.
Check out the PDS for more information.