We do not provide cover where your whole home is rented out on Airbnb (even if it's just while you're on holiday).
However, you are covered if you rent out only part of your home on Airbnb (up to two bedrooms) and you're living in the home. But it's important to understand that our policy hasn't been designed with this sort of arrangement in mind. So, while you're covered for the listed events, there are exclusions like:
- no cover for malicious damage or theft caused by someone who is at your home with your consent (like an Airbnb guest);
- legal liability cover doesn’t extend to your Airbnb guests;
- no cover for any contents owned by the Airbnb guest; and
- no cover for things that your guest intended to do, or does with reckless disregard for the consequences (like holding a big, rowdy party).
For more details, see the PDS.