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This insurance is issued by Huddle Insurance, a business name of Open Insurance Pty Ltd ABN 23 166 949 444 AFSL No. 451712 on behalf of the insurer, The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. 241436. Open acts as an agent of Hollard and not on your behalf. Any information provided is general information only. You should carefully read the relevant Product Disclosure Statement and Financial Services Guide (PDS) to help you decide if the product is right for you.